Tom Castonguay 
Insurance of any kind is always the right investment to protect your loved ones and your property. If you live in BC, it is important to know where to buy it, and what kind is the most important to have. Whether you’re looking for British Columbia auto insurance, life insurance or other coverage, we’ve gathered … Read more
Mortgage rates, property taxes, down payments, etc. There is a lot to keep track of when navigating the housing market as a first-time homebuyer. Two things that many people do not know about until they purchase homes are insured and uninsured mortgages. Insured mortgages are home loans that have CMHC insurance coverage. Coverage is required … Read more
Buying a home is a big deal. Experts estimate the average home price in Canada is over $700,000. That is a lot of money you’ll need to pay back over the life of your mortgage. Owning a home can be exciting as it offers you some independence, and property is a great investment, but getting … Read more
A trip abroad is always exciting. You get to travel to new places, meet new people, see the sights, and try new foods. The idea of travelling is so exciting that many of us get caught up in the excitement and ignore the very real possibilities of danger. Medical or dental emergencies can happen at … Read more
Whether you’ve just bought a life insurance policy or are interested in getting one, it’s natural to have questions. And one of those might be – what the tax implications are of your life insurance policy. In other words, is life insurance taxable in Canada? What Is A Life Insurance Policy? Let’s start with the … Read more
Canadians have been having difficult conversations with their family since the global pandemic hit, according to a survey by Ipsos. 56% of parents have been talking over the future of their children, debt and how secure the family finances are in current conditions. Over 25% of those surveyed said they didn’t believe their family would … Read more
Did you know that you can get life insurance and save for your future at the same time? A cash value life insurance policy allows you to put some money away while also giving you the peace of mind that only life insurance can offer. Moreover, if you find that you no longer want or … Read more
Life insurance is a smart investment. It provides you peace of mind and your family with a strong sense of security. About 62% of Canadians have a life insurance policy through their employer. That is, they are covered by a small life insurance policy and their employer pays the life insurance premiums.For businesses that pay … Read more
You’re going to be travelling somewhere you’ve never been before, and suddenly a hundred questions pop into your head. Such as: will I need a visa? How do you even obtain one of those things? What if my luggage gets lost/stolen/damaged? How much should I budget for food and activities daily? The list goes on … Read more
The answer to “What does a million dollar insurance policy cost?” is: “It depends.” Life insurance premiums are based on a number of factors. If anyone tells you they can provide you with a million dollar insurance policy without first gathering some key information about you, be very skeptical! But if you keep reading, you’ll … Read more
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