Buying a home is a big deal. Experts estimate the average home price in Canada is over $700,000. That is a lot of money you’ll need to pay back over the life of your mortgage. Owning a home can be exciting as it offers you some independence, and property is a great investment, but getting … Read more
The Government of Canada’s latest data, Key Small Business Statistics, shows that small businesses are the heart and soul of the nation’s business landscape. Last year, out of the 1.17 million employers in the country, 1.14 million were small businesses (1-99 employees). Less than one percent were large enterprises (500+ employees). With those numbers, chances … Read more
Many people put off life insurance because they don’t understand it. Don’t worry; life insurance really isn’t complicated. As evidenced by many accounts online, life insurance is often the one thing that allows a grieving family to work through the months ahead without worrying how to pay the mortgage or where the next meal comes … Read more
In British Columbia, the provincial Medical Services Plan (MSP) provides the following coverage for dental work: “Dental and oral surgery, when medically required to be performed in hospital (excluding restorative services, i.e.: fillings, caps, crowns, root canals, etc.) Orthodontic services related to severe congenital facial abnormalities. The removal of healthy wisdom teeth, even if impacted, … Read more
The life insurance profession has many reasons to be excited about the future. A larger and longer living population is increasing demand for quality retirement and life insurance advice. The times are a’ changing rapidly in this industry. Once a tried and conservative group, the life insurance industry is doing all it can to keep … Read more
If you’re thinking about converting your RBC policy from Term to Permanent, it’s good to know the reasons why you should and how to go about it. Below, we are going to look at how converting your RBC life insurance policy can help ease your mind so you can relax knowing your family is financially … Read more
Business continuity planning is the process of preparing for future events that can cause an unexpected business interruption. For example, let’s say your startup took off and your company was successful from the get go.Now it’s two years later and you’ve expanded across the country, and just landed the big contract everyone was waiting for. … Read more
Being a high life insurance risk means that life insurance will cost you more, but it doesn’t mean you won’t qualify for affordable rates. Life insurance companies base their rates on how risky you are to insure (the likeliness that you will die and they will have to pay out the death benefit). It’s not … Read more
Pacific Blue Cross, a leading health benefits company, has recently developed a free online tool to educate consumers and help them perform a cost comparison search of prescription drugs quickly. Consumers can now easily see which pharmacy charges the least for their prescription. The high cost of prescriptions is what drove Pacific Blue Cross to … Read more
Life insurance companies want to bring their own spin to the types of life insurance they sell to try to differentiate themselves in the market place and this tends to create a lot of confusion for Canadian consumers. Ultimately, the person buying the policy wants their beneficiaries to have money if something happens to them but … Read more
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