SSQ says Marijuana Users Now Considered Non Smokers

SSQ Says Marijuana Users Now Considered Non Smokers

Top insurance companies are changing how they look at recreational marijuana users; and on July 7, 2016, SSQ altered their underwriting process to stop treating all pot users the same. SSQ – Now Considers Certain Marijuana Users as Non Smokers Like their competitors, for years SSQ automatically classified anyone who disclosed that they used marijuana … Read more

Life Insurance in Parksville

Life Insurance in Parksville

Parksville is breathtaking, which makes it difficult to think about bad things happening; but life insurance protection is important for financial planning, even if you live in a place where you get to spend your days calmly reflecting on nature’s beauty. The fact is, if you’re thinking about life insurance, it’s time to take the … Read more

Empire Life Insurance’s Updates to the Marijuana and Hashish Policy

Empire Life Insurances Updates to the Marijuana and Hashish Policy

In June, we told you about the changes BMO made to their underwriting process when they concluded that occasional marijuana smokers do not share the same risks as cigarette smokers such as related smoker impairments. As was predicted, other life insurance companies are now following BMO’s lead. In this post, we’re going to look at … Read more

Should I Convert my Term Life Insurance Policy?

Should I Convert My Term Life Insurance Policy

For most Canadian families, term life insurance offers sufficient protection at an affordable rate; and it expires when they no longer need it. However, many people still wonder if they should convert their term policy.In a word, YES. Everyone should have at least a minimum amount of permanent life insurance. Most term policies offer you … Read more

Great Life Insurance News for Occasional Marijuana Smokers!

Great Life Insurance News for Occasional Marijuana Smokers

The insurance industry is always changing to keep up with lifestyle changes and technology; they continually perform research and adjust accordingly. BMO Insurance has recently made changes to their rules, and effective immediately, will consider occasional marijuana smokers at non-smoker rates. Research and Infrequent Marijuana Usage As research by insurance company’s increases, the life insurance … Read more

Types of Life Insurance

Life insurance companies want to bring their own spin to the types of life insurance they sell to try to differentiate themselves in the market place and this tends to create a lot of confusion for Canadian consumers. Ultimately, the person buying the policy wants their beneficiaries to have money if something happens to them but … Read more

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